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Postilion powers payment processing for du

UAE's integrated telecom service provider exceeds customer service requirements by introducing innovative self-service payment platform
By S1
London, United Kingdom / Dubai, UAE, 30 Apr 2008

Postilion, a leading provider of software solutions for self-service banking and payments and a division of S1 Corporation, today announced that it has been chosen by du, the integrated telecom service provider in the UAE, to provide a payments platform.

Payment transactions, whether they are contract fees, top-up payments, or content purchases, are processed using Postilion's Electronic Recharge and Payment Switching solution.

du was formed to provide telephony and communications services in the UAE and was launched in February 2007. du aims to give customers the highest levels of support and innovative services in the market. As part of this overall strategy, du's new payments gateway was designed to make settling mobile phone bills and adding money to customer accounts far easier than traditional methods.

du had just 12 months to create a full telecommunications and payment infrastructure to support its customers. In order to achieve its ambitions, du worked with Postilion and Mi-Pay, a processor specialising in outsourced mobile payments. Together, the roll-out of a payments gateway to support du's customer base of approximately 1 500 000 users was completed on time and du's customers can now settle bills and set up automated bill payments or fixed-amount transfers directly from their mobile phone. Alternatively, payments can be made at ATMs or in retail stores thanks to Postilion providing du with connectivity to the banking infrastructure.

"We required an entirely new infrastructure for handling payments on behalf of our customers," said Osman Sultan, CEO of du. "The chosen system had to be simple to install, easy to manage, and have a demonstrable track record of providing the highest levels of service and reliability. We also knew that a fast implementation would be necessary to meet the challenging timescales of the roll-out, so a system based on open standards was essential. Postilion's proven approach suited us perfectly and we are already expanding the level of payment services that we can offer to our customers. In the future, we expect that our customers will also be able to settle other types of bills, such as fixed-line rental, television service and utility bills, from their mobile phones."

du's customers can manage their own mobile phone payments through the innovative self-service platform. This enables both pay-monthly and pay-as-you-go customers greater control and more efficient management of their bills. All of du's customers can register for mobile payment services, activate and set their preferred-rate numbers, buy SMS and data bundles, and activate caller tunes. Account management takes place over a Web portal or an interactive voice response system.

Steve Kirrage, Senior Vice-President and General Manager for Postilion Middle East, said: "du's strategy is based on providing the highest levels of customer service, flexibility, and choice. By using Postilion's Electronic Recharge and Payment Switching solution, du was able to expand its offerings in a cost-effective manner and satisfy customer needs. The entire du payment platform was implemented in a period of six months, which is a testament to the high quality of professional services that Postilion offers in the Middle East."

"Bringing a complete payment processing system to market was a big challenge for du, and one that required a strong overall strategy to be successful," commented Norman Frankel, Managing Director, Mi-Pay. "Despite the extremely strict deadlines that it had to meet, du has built one of the most innovative customer service portals, not only in the Middle East, but in the wider telecommunications sector."

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du

du is the new telecommunication services provider in the UAE. du is an integrated service provider offering voice, data, video and content services over fixed and mobile networks to residential and business customers.

du has three broad target segments:

* Consumers: Focusing on individuals and households by offering mobile and fixed voice calling, Internet, data services and television.
* Businesses: Focusing on small to very large corporations and government agencies by offering integrated fixed and mobile business solutions including voice, data, content and applications as well as professional services.
* Carriers: Focusing on providing carrier, international data networks and wholesale services to international operators, multinational corporations and telecom carriers.

The needs of our customers are our primary focus. Our aim is to provide new and innovative services that deliver a better customer experience. du is the trade name of Emirates Integrated Telecommunications Company PJSC. For more information, visit http://www.du.ae/.

Mi-Pay

Mi-Pay is a leading provider of mobile-initiated payment services offering outsourced prepaid top-up, stored value (micro-payment) services and transactional marketing (loyalty) services. Target customers include mobile operators, e-Money providers, media, utilities, transport companies and local authorities.

Mi-Pay's payment services and value-added business operations enable cost-effective supply and operation of:

* Mobile initiated payments (top-up and secure SMS/Java payments)
* Micro payments (white-labelled micro-payment accounts)
* Media instant payments (services for Digital Broadcasting services)
* Meter initiated payments (top-up for wireless utility meter service providers)
* Mobile and Internet payment service provider (payments for digital content providers, transport companies and local authorities)

For more information, please visit http://www.mi-pay.com/.

Postilion

Postilion, a division of S1 Corporation, is a leading provider of integrated solutions for self-service banking and payment processing. Our offices, on five continents, serve over 1 500 customers in more than 50 countries. Postilion solutions drive self-service financial transactions and payments, including advanced transactions such as prepay, through Internet access points, ATMs, POS terminals, and phones.

More than 100 000 ATMs and 500 000 POS terminals worldwide run on Postilion solutions. In the United States, over 1 250 credit unions and community financial institutions use Postilion solutions. Built on open systems, Postilion solutions provide consolidated management information, card management, 3DES and EMV enablement, and loyalty management. At the forefront of compliance with new regulations and security enhancements, such as the Payment Card Industry Data Security Standard (PCI DSS) and Visa's Payment Application Best Practices (PABP), Postilion can help customers achieve compliance with the latest data security standards developed by the payment card industry. More information is available at www.postilion.com.

S1 Corporation

S1 Corporation (NASDAQ: SONE) delivers customer interaction software for financial and payment services and offers unique solution sets for financial institutions, retailers, and processors under three brand names: Postilion, S1 Enterprise and FSB Solutions. Additional information about S1 solutions is available at www.s1.com, www.postilion.com, www.S1enterprise.com, and www.fsb-solutions.com.

Forward-looking statements

This press release contains forward-looking statements within the safe harbour provisions of the Private Securities Litigation Reform Act. These statements include statements with respect to our financial condition, results of operations and business. The words "believes," "expects," "may," "will," "should," "projects," "contemplates," "anticipates," "forecasts," "intends" or similar terminology identify forward-looking statements. These statements are based on our beliefs as well as assumptions made using information currently available to us. Because these statements reflect our current views concerning future events, they involve risks, uncertainties and assumptions. Therefore, actual results may differ significantly from the results discussed in the forward-looking statements. The risk factors included in our reports filed with the Securities and Exchange Commission (and available on our web site at www.s1.com or the SEC's Web site at www.sec.gov) provide examples of risks, uncertainties and events that may cause our actual results to differ materially from the expectations we describe in our forward-looking statements. Except as provided by law, we undertake no obligation to update any forward-looking statement.