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Juma al-Majid Group chooses new POS payment infrastructure from Network International, Postilion

Integrated EPOS terminals deliver increased customer satisfaction and EMV compliance.
By S1
Dubai, UAE and London, United Kingdom, 09 Sep 2008

Postilion, a leading provider of software solutions for self-service banking and payments and a division of S1 Corporation (NASDAQ: SONE), and Network International, the UAE's largest payment processing firm for debit and credit cards, today announced the completion of a comprehensive, integrated payment infrastructure installation for the Juma al-Majid Group. Network International provides Juma al-Majid with integrated POS payments, using the Postilion for Retailers solution. All transactions are switched and processed by the Postilion platform.

The Juma al-Majid Group runs a number of retail franchises in the Middle East for companies in the technology, fashion, and fast-moving consumer goods industries. To ensure customers visiting its stores receive the best possible retail experience, the group decided that a new payment infrastructure was needed.

Network International and Postilion provided the infrastructure that met the group's needs. The Postilion for Retailers software solution was integrated with Juma al-Majid's in-store EPOS devices, allowing the single entry of transaction amounts, fast authorisation, consolidation of all transactions, and improved management information. At the end of the day, transactions from around 1 000 EPOS devices across the group's various retail sites are settled through the Postilion platform, operated by Network International.

"Customers shopping in our stores demand very high levels of service and implementing a new, integrated payment system will help us to meet these needs," said Imad Yassin, Chief Financial Officer, Juma al-Majid. "By working with Postilion and Network International, we have a system in place that will grow along with our business, and deliver the fast and efficient service that consumers want. We are also now fully able to support EMV-based smart cards, which places us at the forefront of retail technology and card security in the region."

"Network International prides itself on providing the best solutions to retailers and banks in the region," said Ram Chari, General Manager, Network International. "Using Postilion solutions, we can reduce the amount of hardware required at the payment desk and provide a secure payment system that meets the latest card scheme regulations. The implementation for Juma al-Majid will result in significant amounts of time saved per transaction and a higher throughput of customers at busy times."

Steve Kirrage, Senior Vice-President and General Manager for Postilion Middle East, commented: "This is a sizable customer win for both Network International and Postilion, and shows how the needs of the retail market are expanding rapidly in the Middle East region. Retailers are looking for solutions that offer the best experience for their customers at all interaction points. Postilion and Network International are working together to meet these needs with a flexible, modular solution that is built on open systems, fast to implement, scalable, and simple to manage in the longer term."

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Network International

Established in 1994, Network International LLC is today one of the leading card payment services providers in the Gulf and Middle East Region geared to meet the needs of banks, financial institutions, and large and individual retailers.

Network International is a Principal Member of Visa International and MasterCard International, offering customers the most comprehensive range of payment products and services in both the Issuing and Acquiring segment of the card industry, in the Gulf and Middle East and North Africa Region.

http://www.networkuae.com/

Postilion

Postilion, a division of S1 Corporation (NASDAQ: SONE), is a leading provider of integrated solutions for self-service banking and payment processing. Our offices, on five continents, serve over 1 500 customers in more than 50 countries. Postilion solutions drive self-service financial transactions and payments, including advanced transactions such as prepay, through Internet access points, ATMs, POS terminals, and phones.

More than 100 000 ATMs and 500 000 POS terminals worldwide run on Postilion solutions. In the United States, over 1 250 credit unions and community financial institutions use Postilion solutions. Built on open systems, Postilion solutions provide consolidated management information, card management, 3DES and EMV enablement, and loyalty management. At the forefront of compliance with new regulations and security enhancements, such as the Payment Card Industry Data Security Standard (PCI DSS) and Visa's Payment Application Best Practices (PABP), Postilion can help customers achieve compliance with the latest data security standards developed by the payment card industry. More information is available at www.postilion.com.

S1 Corporation

S1 Corporation (NASDAQ: SONE) delivers customer interaction software for financial and payment services and offers unique solution sets for financial institutions, retailers, and processors under three brand names: Postilion, S1 Enterprise and FSB Solutions. Additional information about S1 solutions is available at www.s1.com, www.postilion.com, www.S1enterprise.com, and www.fsb-solutions.com.

Forward-looking statements

This press release contains forward-looking statements within the safe harbour provisions of the Private Securities Litigation Reform Act. These statements include statements with respect to our financial condition, results of operations and business. The words "believes", "expects", "may", "will", "should", "projects", "contemplates", "anticipates", "forecasts", "intends" or similar terminology identify forward-looking statements. These statements are based on our beliefs as well as assumptions made using information currently available to us. Because these statements reflect our current views concerning future events, they involve risks, uncertainties and assumptions. Therefore, actual results may differ significantly from the results discussed in the forward-looking statements. The risk factors included in our reports filed with the Securities and Exchange Commission (and available on our Web site at www.s1.com or the SEC's Web site at www.sec.gov) provide examples of risks, uncertainties and events that may cause our actual results to differ materially from the expectations we describe in our forward-looking statements. Except as provided by law, we undertake no obligation to update any forward-looking statement.