Naeem Siddiqi is the author of Credit Risk Scorecards : Developing and Implementing Intelligent Credit Scoring, (Wiley and Sons, New York, 2005), Intelligent Credit Scoring : Building and Implementing Better Credit Risk Scorecards (Wiley and Sons, 2017), and various papers on credit and climate risk topics.

Naeem meets with senior executives and decision makers worldwide, and provides strategic advice to them on areas such as the development and validation of credit scoring models, climate risk, infrastructure planning for analytics, and retail credit risk strategy. He also heads SAS’s initiatives on climate risk. He has trained hundreds of bankers from over 30 countries on the art and science of credit scorecard development, and helps lenders develop better scorecards.