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Kenswitch announces additional users for its switching and processing services on Postilion

Leading East African transaction switch reaps the benefits of Postilion's rich functionality

By S1
Nairobi, Kenya, 10 Dec 2008

Local national payments switch provider Kenswitch, and Postilion, a leading provider of software solutions for self-service banking and payments and a division of S1 Corporation, today announced additional Kenswitch users and new switching and processing services.

These new services include registration for ATM services, making ATM deposits, getting cash back at the point-of-sale (POS), topping up prepaid airtime, and initiating funds transfers. These services are in addition to existing uses such as balance enquiry, mini-statement, PIN change, and cash withdrawal.

Initially, Kenswitch catered for ATM transactions only. POS and mobile channels have since been added. Transaction sets on these channels have shown extensive growth over the past seven years, in line with Postilion's ongoing enhancements and developments.

Kenswitch was one of Postilion's first clients in East Africa and Postilion has worked closely with its long-standing African reseller, EFTCorp, in supplying the payments platform to Kenswitch.

When Kenswitch went live on its Postilion platform seven years ago this month, it had three clients on the switch. Today, there are 23 financial institutions and three third-party acquirers on Kenswitch.

George Wainaina, the General Manager of Kenswitch, said the new services were making it possible for Kenswitch cardholders to perform multiple banking functions without having to queue at the branch.

“We recognise our customers' busy schedules and are making it possible for them to transact while they are on the move,” said Wainaina.

Wainaina added: “The rolling out of the new services would not have been possible without the technology support provided by Postilion. Postilion's ease of use and its use of open systems technology have helped drive Kenswitch's dramatic growth over the past seven years.”

“We are proud to be associated with a landmark institution such as Kenswitch. Over the years, we have worked together to grow both Kenswitch's and Postilion's business in East Africa. Not only did Postilion play a central role in the development of the payments industry in Kenya, but together with Kenswitch, we also enriched the day-to-day financial experiences of many end-users,” added Deon van Biljon, GM and SVP, Postilion Africa.

Postilion drives major transaction switches and processors in numerous African countries, including the continent's largest economies: South Africa, Nigeria, and Kenya. Smaller regional switches, such as those in Zimbabwe, Tanzania and Uganda, also run on Postilion platforms.

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Kenswitch

Kenswitch is a registered limited company that was set up by a consortium of banks under the National Payments Systems modernisation and reform process of the Central Bank of Kenya. Its terms of reference are to allow participating financial institutions to share payment infrastructure like automated teller machines (ATMs) and POS terminals so as to avoid the duplication of scarce resources.

Postilion

Postilion, a division of S1 Corporation (NASDAQ: SONE), is a leading provider of integrated solutions for self-service banking and payment processing. Its offices, on five continents, serve over 1 500 customers in more than 50 countries. Postilion solutions drive self-service financial transactions and payments, including advanced transactions such as prepay, through Internet access points, ATMs, POS terminals and phones.

More than 100 000 ATMs and 500 000 POS terminals worldwide run on Postilion solutions. In the United States, over 1 250 credit unions and community financial institutions use Postilion solutions. Built on open systems, Postilion solutions provide consolidated management information, card management, 3DES and EMV enablement, and loyalty management. At the forefront of compliance with new regulations and security enhancements, such as the Payment Card Industry Data Security Standard (PCI DSS) and Visa's Payment Application Best Practices (PABP), Postilion can help customers achieve compliance with the latest data security standards developed by the payment card industry. More information is available at www.postilion.com.

S1 Corporation

S1 Corporation (NASDAQ: SONE) delivers customer interaction software for financial and payment services and offers unique solution sets for financial institutions, retailers, and processors under three brand names: Postilion, S1 Enterprise and FSB Solutions. Additional information about S1 solutions is available at www.s1.com, www.postilion.com, www.S1enterprise.com, and www.fsb-solutions.com.

Forward-looking statements

This press release contains forward-looking statements within the safe harbour provisions of the Private Securities Litigation Reform Act. These statements include statements with respect to our financial condition, results of operations and business. The words "believes," "expects," "may," "will," "should," "projects," "contemplates," "anticipates," "forecasts," "intends" or similar terminology identify forward-looking statements. These statements are based on our beliefs as well as assumptions made using information currently available to us. Because these statements reflect our current views concerning future events, they involve risks, uncertainties and assumptions. Therefore, actual results may differ significantly from the results discussed in the forward-looking statements. The risk factors included in our reports filed with the Securities and Exchange Commission (and available on our Web site at www.s1.com or the SEC's Web site at www.sec.gov) provide examples of risks, uncertainties and events that may cause our actual results to differ materially from the expectations we describe in our forward-looking statements. Except as provided by law, we undertake no obligation to update any forward-looking statement.

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